Introduction

These Terms & Conditions (the “Terms”) govern your use of the online gaming services, products, content, and features (collectively, the “Services”) provided under the brand name “Winum” (“Winum,” “we,” “us,” or “our”). By accessing, visiting, or using any part of the Winum website, mobile site, mobile application, or any related platform (collectively, the “Platform”), you acknowledge that you have read, understood, and agreed to be bound by these Terms in full. If you do not agree with any provision in these Terms, you must immediately discontinue use of the Platform and Services. These Terms constitute a legally binding agreement between you, as the user (“you” or “Player”), and Winum, and they are intended to protect both your rights and our legal and regulatory obligations. You understand and agree that engaging with online gaming products, including Winum online slots and the best Winum slots, involves financial risk and is intended strictly for adult entertainment by individuals who are at least eighteen (18) years of age or the legal gambling age in their jurisdiction, whichever is higher.

Winum is committed to operating in a fair, transparent, and responsible manner, with a strong focus on regulatory compliance, anti-money laundering measures, and responsible gambling principles. These Terms are supplemented by additional documents and policies, including but not limited to our Privacy Policy, Cookies Policy, Responsible Gambling Policy, Bonus Rules, and any specific promotional terms, all of which are hereby incorporated by reference. In the event of any inconsistency between these Terms and any specific promotional terms, the specific promotional terms shall prevail, but only to the extent of such inconsistency and only in relation to the specific promotion. We reserve the right to modify, update, or replace any part of these Terms at our sole discretion, and it is your responsibility to review this page regularly. Your continued use of the Platform after any changes are published will constitute your acceptance of the revised Terms, which will apply prospectively from the date of publication unless otherwise required by law.

Acceptance of Terms

By creating an account with Winum, logging in, depositing funds, placing any wager, or otherwise using the Services, you confirm that you accept these Terms and agree to comply with them in their entirety. Your acceptance is deemed effective from the moment you first register or otherwise use any part of the Platform, and it applies to every subsequent visit or transaction. If you do not agree with these Terms, or if any part of them is not acceptable to you, you must immediately refrain from accessing the Platform, must not create an account, and must discontinue all gaming activity with Winum. You further acknowledge that these Terms may be presented to you in electronic format only and that your consent is valid and enforceable in such form.

You understand that it is your responsibility to ensure that you are aware of the most recent version of these Terms, as posted on the Platform. Winum may update these Terms from time to time in order to comply with legal or regulatory changes, to reflect adjustments in our Services, to strengthen responsible gambling protections, or to address security and operational needs. Any material changes that adversely affect your rights will, where required by law or regulation, be communicated to you via a clear notice on the Platform, via email, or through other communication channels associated with your account. By continuing to use the Services following any such update, you signify your continued agreement to be bound by the modified Terms. If at any time you no longer agree with the current Terms, your only recourse is to stop using the Platform and to request account closure.

Eligibility & Age Restriction (18+ only)

Use of the Winum Platform and Services is strictly limited to individuals who are at least eighteen (18) years of age, or who have reached the legal age of gambling in their jurisdiction of residence, whichever age is higher. By registering an account and participating in any gaming activity on the Platform, you declare and warrant that you meet this age requirement and that you are legally permitted to engage in online gambling in your jurisdiction. Winum takes underage gambling very seriously and employs reasonable technical and procedural measures to prevent access by individuals who are not of legal age. If we have reasonable grounds to suspect that you are under the legal gambling age, or that you have allowed a minor to access your account, we may suspend or permanently close your account, void any wagers, and retain or return funds in accordance with applicable laws and regulatory requirements. Providing inaccurate or misleading information about your age is a material breach of these Terms and may have serious legal consequences.

Young people are particularly vulnerable to the risks associated with gambling, including the development of unhealthy habits and problem gambling behaviors. For this reason, Winum adopts a zero-tolerance approach to underage gambling and strongly encourages parents and guardians to implement active supervision of devices that may be used to access Winum or any similar services. We recommend that parents and guardians use appropriate parental control software, secure passwords, and other technical safeguards to restrict access to gambling websites and apps. If we discover, or are informed by a credible source, that an account has been accessed by an underage individual, we may request additional verification documents, notify relevant authorities if required by law, and close the account with immediate effect. Any attempt to circumvent age restrictions, including using another person’s identity or falsified documentation, will result in account closure and may be reported to relevant regulatory or law enforcement bodies.

Account Registration

To use the Services offered by Winum, you must first create a personal player account (“Account”) on the Platform. When registering, you are required to provide accurate, current, and complete information, including but not limited to your full legal name, date of birth, residential address, email address, phone number, and any other details requested during the onboarding process. You hereby acknowledge and agree that you may be subject to identity verification checks, know-your-customer (KYC) procedures, and source-of-funds or source-of-wealth assessments, as required by our internal policies, applicable laws, and regulatory standards. We may, at any time, request copies of identity documents, proof of address, payment method verification, and any other documentation necessary to confirm your eligibility and to combat fraud, money laundering, or other unlawful activities. Failure to provide requested information or documents, or providing false or misleading information, may result in suspension or termination of your Account and the potential withholding of funds in accordance with applicable regulations.

You are permitted to register only one Account with Winum, and you agree not to create or attempt to create multiple Accounts, whether under your own identity or under the identity of any third party. Multiple accounts per Player (“duplicate accounts”) are strictly prohibited and may result in the closure of all related accounts, cancellation of any winnings, and forfeiture of any bonus funds or promotional benefits. You acknowledge that you are solely responsible for maintaining the confidentiality of your login credentials, including your username and password, and for ensuring that no minors or unauthorized individuals gain access to your Account. You must immediately notify us if you suspect that your Account has been compromised, used without your authorization, or accessed by an underage person. Winum is not liable for any losses or damages arising from unauthorized access to your Account if you fail to safeguard your credentials or promptly notify us of suspected misuse.

Deposits & Withdrawals

Once your Account is registered and verified to our satisfaction, you may deposit funds using the payment methods available on the Platform. All deposits must be made in your own name, using payment instruments that belong to you and are registered in your name. Winum reserves the right to charge fees for certain deposit methods, to impose minimum and maximum deposit limits, and to modify available payment options at our discretion, subject to legal and regulatory obligations. You understand and agree that funds deposited into your Account are intended solely for the purpose of participating in the gaming products and Services offered on the Platform and that we are not a financial institution and do not provide banking or investment services. In certain cases, deposits may be delayed, held, or rejected due to third-party payment processing issues, security checks, or regulatory requirements; such circumstances are beyond our direct control, and we are not liable for resulting delays.

Withdrawals are subject to verification and security procedures, as well as to any applicable wagering requirements associated with bonuses or promotional offers. Before processing a withdrawal, Winum may request additional documentation to validate your identity, payment methods, and compliance with anti-money laundering and fraud-prevention standards. We reserve the right to process withdrawals through the same payment method(s) used for deposits, where practical and in line with regulatory guidance, to minimize the risk of financial crime. Withdrawal requests may be subject to minimum and maximum limits, processing times, and potential fees, all of which will be disclosed on the Platform or during the withdrawal process. If you do not meet wagering requirements, or if there are indications of bonus abuse or suspicious behavior, we may delay, limit, or deny withdrawal requests in accordance with these Terms and applicable legal obligations.

Payment Methods Table

The following table provides an illustrative overview of typical payment methods that may be available on the Winum Platform. Availability, limits, fees, and processing times are subject to change and may vary by jurisdiction and individual circumstances.

You acknowledge that Winum is not responsible for any fees or charges imposed by your bank, card issuer, or payment provider, nor for any currency conversion costs where your payment method is denominated in a different currency than your Winum Account. It is your responsibility to ensure that you comply with any terms and conditions of your payment provider when using their services in connection with our Platform.

Bonuses & Promotions

Winum may, from time to time, provide bonuses, free spins, cashback offers, loyalty rewards, or other promotional incentives (collectively, “Bonuses”) to eligible Players. All such Bonuses are governed by these Terms as well as by specific promotional terms, which may set out additional eligibility criteria, wagering requirements, time limitations, maximum bet requirements while wagering a bonus, and other conditions. Before accepting or participating in any Bonus, you agree to review the relevant promotional terms in full, and by claiming or using a Bonus, you confirm that you have understood and accepted the applicable conditions. Unless explicitly stated otherwise, Bonuses are intended for recreational play only and are limited to one per person, household, payment method, IP address, or device. Bonus abuse, which may include but is not limited to multiple account creation, collusion, use of automated strategies, or attempts to exploit loopholes, is strictly prohibited and may result in the cancellation of Bonuses, confiscation of winnings, and account termination.

All Bonus funds are typically subject to wagering requirements, meaning you must wager a specified multiple of the Bonus amount, the deposit amount, or both before any associated winnings may be withdrawn. Wagers placed on different games may contribute differently toward these wagering requirements, with some games (such as certain table games) possibly contributing at a lower percentage or not at all, in accordance with the specific promotional terms. If you attempt to withdraw funds before wagering requirements are met, your Bonus and any associated winnings may be forfeited. Winum reserves the right to withhold or reverse any Bonus or promotional benefit if we have reasonable grounds to believe that the offer has been abused, that you have failed to comply with the relevant terms, or that your participation involves fraudulent or unlawful activity. In the event of any discrepancy between the English version of the Bonus terms and any translated version, the English version shall prevail to the extent permitted by law.

Game Rules

By participating in any game offered on the Winum Platform, including but not limited to online slots, table games, live dealer games, and other interactive products, you agree to be bound by the specific rules applicable to each game. These game rules may be available within the game interface or in a separate section of the Platform, and it is your responsibility to review and understand them before placing wagers. Different games may involve varying levels of risk, payout structures, and return-to-player (RTP) percentages, and you should carefully consider whether a particular game is suitable for your preferences and risk tolerance. You acknowledge that all outcomes are determined by random processes, either through a certified random number generator (RNG) or, in the case of live dealer games, by actual physical processes such as card shuffling or roulette wheel spins, in compliance with regulatory standards. Any attempt to interfere with, manipulate, or gain an unfair advantage in the game outcomes, whether by using software, devices, collusion, or other methods, is strictly prohibited and constitutes a serious breach of these Terms.

You understand that information displayed within the games, including paytables, game rules, and payout structures, may be updated periodically to improve gameplay, ensure regulatory compliance, or address technical issues. In the event of any malfunction, connectivity failure, or software error, Winum reserves the right to void affected wagers, cancel game rounds, and adjust balances to reflect the correct and lawful outcomes, in accordance with industry standards and regulatory guidance. If a game is interrupted due to technical problems or network disruption, previously placed wagers may remain valid and complete upon reconnection, or the round may be rolled back, depending on the specific game’s design and the circumstances of the interruption. You agree that the recorded results stored on our or our providers’ servers shall be the final and conclusive evidence of any game outcome, subject to regulatory oversight and any mandatory dispute resolution procedures.

Fair Play & RNG

Winum is committed to providing a fair and transparent gaming environment, where all Players have an equal and unbiased chance of winning in accordance with the published rules and payout structures. To achieve this, our virtual games rely on certified random number generator (RNG) technology, which is independently tested and audited by reputable third-party laboratories or certification bodies, where required by law or regulation. These audits ensure that game outcomes are statistically random, that RTP percentages operate as specified over time, and that the games comply with applicable standards of fairness. You acknowledge that over the short term, game results may fluctuate significantly due to the inherent randomness of gambling, and that there is no guaranteed or predictable pattern that can assure consistent winnings. Any claims that a particular game is “due to pay” or that a certain strategy can overcome the random nature of game outcomes are unfounded and not supported by Winum.

You agree not to employ any form of unfair play, including but not limited to using automated betting software, bots, scripts, or any device or strategy designed to manipulate or exploit the game software, Platform vulnerabilities, or bonus structures. You also agree not to collude with other Players, share privileged information, or otherwise coordinate behavior in a manner that undermines fair competition and the integrity of the games. If we detect or reasonably suspect any such unfair play or manipulation, we may suspend or terminate your Account, investigate activity in cooperation with our game providers and relevant authorities, and withhold funds if permitted or required by law. The integrity of the Winum online slots and the best Winum slots, as well as all other games on the Platform, is central to our operations, and we reserve all rights necessary to maintain a secure and fair gaming environment.

Responsible Gambling

Winum strongly promotes responsible gambling and is committed to providing a safe environment where online gaming remains a form of entertainment rather than a source of financial or emotional distress. While we aim to provide a wide range of engaging products, including online slots and other casino games, we recognize that a small number of individuals may experience difficulties in controlling their gambling behavior. For that reason, we have implemented a comprehensive set of responsible gambling tools, policies, and educational resources designed to help you maintain control over your play. We encourage you to regularly monitor your gaming activity, set sensible limits, and never gamble with money you cannot afford to lose. Gambling should not be viewed as a way to generate income or solve financial problems, and you should not chase losses or increase stakes impulsively in an attempt to recover previous losses.

If you are concerned about your gambling, or if you believe that your gambling behavior is negatively impacting your life or the lives of those around you, we urge you to take proactive steps immediately. These steps may include using our account-based tools such as deposit limits, session reminders, cooling-off periods, or self-exclusion, and seeking professional assistance from counseling or support organizations specializing in problem gambling. We reserve the right, in our sole discretion and where permitted by law, to impose responsible gambling measures on your account if we detect patterns of play that indicate potential harm, or if we receive credible information from you, your family members, or relevant authorities that suggests you may be at risk. You acknowledge that while Winum provides tools and support, ultimate responsibility for managing your gambling behavior rests with you.

Tools & Features (table)

Winum offers a range of responsible gambling tools and features that you can use to manage your play and reduce the risk of harm. The table below summarizes these key tools and their main functions. Availability of specific tools may vary by jurisdiction and may be subject to applicable regulatory requirements and technical limitations.

Support Resources

In addition to the tools available within your Account, Winum encourages you to seek support from independent professional organizations if you are concerned about your gambling behavior. There are various counseling and helpline services that specialize in problem gambling and offer confidential assistance, which may include phone-based counseling, live chat, support groups, and educational materials. These services can help you assess your level of risk, develop strategies to limit gambling harm, and address related issues such as debt, stress, or relationship problems. If you feel that your gambling is no longer under control, you should consider contacting such organizations as soon as possible, and you should also be honest with family and friends who may provide important emotional support.

You may find generic examples of such organizations by searching for reputable problem gambling helplines or counseling services in your jurisdiction, such as non-profit gambling support centers, national gambling hotlines, or public health services that address addictive behaviors. While Winum does not endorse specific external providers, we strongly recommend that you choose recognized and licensed organizations, where applicable, that have experience in problem gambling treatment and support. You acknowledge that any contact or relationship you establish with third-party support organizations is entirely separate from your relationship with Winum and that we do not manage or control such services. Nevertheless, subject to your consent and applicable privacy laws, we may cooperate in good faith with such organizations if they contact us regarding your gambling behavior and request that we apply protective measures to your Account.

Prohibited Activities

You agree not to use the Winum Platform or Services for any unlawful, fraudulent, or improper purposes, and you must comply at all times with applicable laws and regulations in your jurisdiction of residence and any jurisdiction from which you access the Platform. Prohibited activities include, without limitation, money laundering, terrorist financing, fraud, collusion, arbitrage betting between different sites, using stolen or unauthorized payment methods, and any other conduct intended to gain an unfair advantage or to exploit errors or vulnerabilities in our systems or those of our third-party providers. You also agree not to misuse the Platform by transmitting any harmful or malicious code, engaging in hacking attempts, or interfering with the normal operation of the Services, whether through automated tools or otherwise. The use of bots, scripts, or software that simulates human gameplay or automates betting activity is strictly forbidden and will be treated as a serious breach of these Terms.

You must not sell, transfer, or acquire Accounts, or attempt to use another person’s Account, identity, or payment method for any reason. Any activity that may harm the reputation of Winum, compromise the integrity of the games, or undermine the safety and security of other Players is strictly prohibited. If we suspect or determine that you have engaged in any prohibited activity, we reserve the right to take any action we deem appropriate, including suspending or terminating your Account, voiding wagers, withholding or confiscating funds, and reporting your activity to relevant authorities or payment providers. You acknowledge that our decisions regarding prohibited activities may be based on internal monitoring, third-party reports, and analytical tools, and that such decisions may be subject to regulatory review as required by law. You further agree to cooperate fully with any investigation into your Account activity, including the provision of documents or explanations we reasonably request.

Restricted Countries (table)

Due to legal and regulatory requirements, Winum may not be available in certain jurisdictions. If you reside in, are located in, or attempt to access the Platform from a restricted country, you are not permitted to register or use our Services. The table below provides a non-exhaustive example of jurisdictions that may be restricted. The list may change over time, and you are responsible for ensuring that you are legally allowed to use online gambling services in your location before using the Platform.

If you are found to be accessing the Platform from a restricted country, whether by misrepresenting your location, using a virtual private network (VPN), proxy, or other technological means to obfuscate your true IP address, we may suspend or close your Account and void or withhold funds as permitted by applicable law. It is your sole responsibility to stay informed about any changes in the legal status of online gambling in your jurisdiction and to comply with those laws at all times.

Privacy & Data Protection

Winum is committed to protecting your privacy and handling your personal data in a lawful, fair, and transparent manner. When you use our Platform, we collect and process certain personal information about you, including but not limited to your identification data, contact information, transactional history, gaming activity, device information, and communications with our customer support team. This data is processed for various legitimate purposes, including the management of your Account, performance of our contractual obligations, compliance with legal and regulatory requirements (such as anti-money laundering and responsible gambling rules), security and fraud prevention, and improvement of our Services. By using the Platform, you acknowledge and agree that your personal data will be processed in accordance with these Terms and our Privacy Policy, which describes in more detail the categories of data we collect, the legal bases for processing, the retention periods, and your rights with respect to your personal information.

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, misuse, alteration, or disclosure. These measures may include encryption of data in transit and at rest, access controls, regular security assessments, and staff training on data protection obligations. However, you recognize that no transmission of data over the internet, and no storage system, is entirely risk-free, and we cannot guarantee absolute security at all times. You are responsible for safeguarding your login credentials and for ensuring that your personal devices are adequately protected against unauthorized access. If you suspect any breach of security or unauthorized disclosure of your personal data through our Platform, you must notify us promptly so that we can assess and address the situation in accordance with applicable laws.

We may share your personal data with third-party service providers who assist us in delivering the Services, such as payment processors, identity verification services, data analytics providers, and game content suppliers. Any such third parties are required to process your data only on our instructions and to implement appropriate security measures in line with applicable data protection laws. In certain circumstances, we may also be obliged to disclose your data to regulatory authorities, law enforcement agencies, or other public bodies when this is required by law or necessary to protect our legitimate interests, such as investigating suspected fraud or other unlawful conduct. Your rights in relation to your personal data may include the right to access, rectify, or erase data, the right to restrict or object to certain forms of processing, and the right to lodge a complaint with a competent data protection authority, subject to applicable law.

Account Suspension & Termination

Winum reserves the right to suspend or terminate your Account at any time, where we have reasonable grounds to believe that you have violated these Terms, engaged in prohibited activities, or otherwise presented a risk to our legal compliance, security, or business integrity. Suspension may be temporary, for example while we carry out additional verification checks, investigate suspicious activity, or apply responsible gambling measures, whereas termination may be permanent and may involve closure of your Account and the cessation of all Services. We may also suspend or terminate your Account if required by law, regulation, a court order, or a directive from a competent authority. In some cases, we may close inactive Accounts after a certain period of inactivity, and any remaining balances may be handled in accordance with applicable laws on unclaimed funds or dormancy.

If your Account is suspended, you will typically be notified of the reason, unless we are legally prohibited from doing so or if such disclosure would compromise an ongoing investigation or security measures. During suspension, you may be unable to deposit, withdraw, or place wagers, and certain responsible gambling tools may remain active or be implemented as needed. If your Account is terminated, any remaining funds will be returned to you where permissible, subject to the satisfaction of any outstanding regulatory or legal obligations, including anti-money laundering checks, or forfeited where required or permitted by law due to fraud, criminal activity, or serious breaches of these Terms. You may request closure of your Account at any time by contacting customer support, and, after fulfilling any pending obligations, we will process your request as soon as reasonably practicable. Closure initiated by you may be separate from self-exclusion, and you should clearly indicate if your request is related to problem gambling so that appropriate responsible gambling measures can be applied.

Limitation of Liability

To the fullest extent permitted by applicable law, Winum, its affiliates, directors, officers, employees, and agents shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your use of the Platform or Services. This limitation applies whether such damages arise in contract, tort (including negligence), strict liability, or otherwise, even if we have been advised of the possibility of such damages. You acknowledge that gambling involves financial risk and that you may lose some or all of the funds you deposit with Winum, and you agree that you shall have no claim against us for any actual or perceived losses related to your gambling activity, provided that the games have operated in accordance with their published rules and applicable regulations. Our total aggregate liability to you for any claim arising out of or in connection with these Terms, the Platform, or the Services shall not exceed the lesser of (i) the amount of your net deposits made in the three (3) months preceding the event giving rise to the claim, and (ii) any applicable statutory minimum that cannot be excluded.

Winum does not guarantee uninterrupted or error-free access to the Platform, and we shall not be liable for any loss, damage, or inconvenience caused by interruptions, delays, technical faults, or failures of telecommunications, internet service providers, or other third-party systems. We are also not responsible for any failures or errors arising from your hardware, software, browser, or network connection, and you are responsible for ensuring that your equipment is compatible with our technical requirements. Although we use reasonable efforts to maintain the accuracy of information on the Platform, including game rules, paytables, and promotional details, we do not warrant that all content is free from errors, omissions, or outdated information at all times. In the event of any manifest error in the display of results, account balances, or pricing, we reserve the right to correct the error and adjust your Account accordingly, in line with applicable regulations and industry practice.

Complaints & Dispute Resolution

If you have any concerns, questions, or complaints related to the Platform or Services, you should first contact our customer support team using the channels indicated on the Platform. When submitting a complaint, you must provide accurate and complete information, including your Account details, a clear description of the issue, and any supporting evidence you may have. We will acknowledge receipt of your complaint and will make reasonable efforts to investigate and resolve it in a fair and timely manner, in accordance with our internal complaints handling procedures and any applicable regulatory requirements. Throughout this process, you agree to cooperate with our requests for additional information or documentation and to refrain from abusive or threatening behavior towards our staff.

If, after completing our internal complaint process, you remain dissatisfied with the outcome, you may, where applicable and available in your jurisdiction, escalate the dispute to an independent alternative dispute resolution (ADR) entity or regulatory body. Details about any such ADR mechanisms or regulators, where required, may be provided on the Platform or upon request. Any decisions by an ADR body may be binding or non-binding depending on the applicable framework, and you should carefully review the terms of such services before engaging them. You acknowledge that certain disputes may ultimately need to be resolved by the competent courts in the relevant jurisdiction, in accordance with the Governing Law section of these Terms. Nothing in this section limits any statutory rights you may have as a consumer under mandatory applicable law.

Governing Law

These Terms, and any dispute or claim arising out of or in connection with them, their subject matter, or their formation (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws specified on the Platform for your jurisdiction of play, without giving effect to any choice or conflict of law provision or rule that would result in the application of the law of any other jurisdiction. You agree that the courts located in the specified jurisdiction shall have exclusive or, where applicable, non-exclusive jurisdiction to settle any disputes arising out of or relating to these Terms or your use of the Platform and Services. You further agree that you will not commence or participate in any class action, collective action, or representative proceeding against Winum, and that any disputes must be brought in your individual capacity only, to the maximum extent permitted by applicable law.

If any provision of these Terms is or becomes invalid, illegal, or unenforceable under applicable law, such invalidity, illegality, or unenforceability shall not affect the validity or enforceability of the remaining provisions. Instead, the affected provision shall be deemed modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving as closely as possible the original intent of the provision. If such modification is not possible, the provision shall be deemed deleted, but this shall not affect the remaining Terms, which shall continue in full force and effect.

Final Provisions

These Terms constitute the entire agreement between you and Winum regarding your use of the Platform and Services, and they supersede and replace any prior or contemporaneous understandings, agreements, or representations, whether oral or written, relating to the same subject matter. You acknowledge that you have not relied on any statement, promise, or representation not expressly set out in these Terms, and that no oral or written communication from our staff or representatives shall create any warranty or other obligation not specifically included herein. Our failure or delay in exercising any right, power, or remedy under these Terms shall not constitute a waiver of such right, power, or remedy, nor shall any single or partial exercise of any such right, power, or remedy preclude any further or future exercise.

You may not assign, transfer, or delegate any of your rights or obligations under these Terms without our prior written consent, and any attempted assignment in violation of this provision shall be void. We may assign or transfer our rights and obligations under these Terms, in whole or in part, to any affiliated entity or as part of a business reorganization, merger, or acquisition, subject to applicable law. All notices and communications under these Terms may be provided electronically via email, Platform notifications, or other digital means, and such communications shall be deemed received when sent, unless a delivery failure notice is received. By continuing to use the Winum Platform, you confirm that you have read and understood these Terms, that you agree to be bound by them, and that you will use the Services in a lawful, responsible, and age-appropriate manner at all times.